Articles by George Karl

What’s a Primary Care Physician A Primary Care Physician (PCP) is a health care practitioner (mostly Medical Doctors- but can also be a physician assistant […]

What is POS Health Insurance A point-of-service (POS) is a type of Health Insurance Plan, with hybrid features of an HMO (Members are required to […]

What’s an In Network Provider Provider networks are made up of healthcare providers contracted by the insurance to offer care to subscribers. Physicians, other healthcare […]

What are EPO Health Plans An Exclusive Provider Organization (EPO), is a health plan that requires subscribers to access specialty care (without referral) only from […]

HMO Insurance Meaning A health maintenance organization (HMO) is a health insurance plan that provides coverage through a selected network of providers (doctors, hospitals, and […]

What is Medicaid Medicaid (created in 1965) is a healthcare public insurance program that provides health coverage to low-income households while also providing much-needed assistance […]

Medicare 65 It is a federal health insurance program that primarily caters to Americans aged 65 or older. The program also provides exceptional coverage for individuals […]

Whats A Premium Tax Credit Advanced Premium Tax Credits (APTC) are refundable credits available to families, and in advance for use in purchasing health insurance […]

What is the ACA Market Place A healthcare marketplace also called an exchange, is a place (website or in person) set up by either; The […]

Excepted Benefit HRA (EBHRA) EBHRA is the acronym for Excepted Benefit HRA. It’s been on offer by all sizes of employers since Jan 1, 2020. […]