Financesandtaxes.com acknowledges that you care how information about you is used and shared and promises to be careful and sensible in its use.
By visiting financesandtaxes.com, you are accepting the practices described in this Privacy Policy
We intend to engage third-party cookies to help improve user experience. However, we will not be responsible for the information practices of any third-party partner.
We encourage you to review the privacy policies of these third parties to understand their information practices.
This Privacy Policy is designed to help you understand your privacy choices when you visit financesandtaxes.com. If you have questions about this Privacy Policy or our privacy practices, please visit our Contact Us page.
1. Definitions.
“Cookie” is a small file that resides on a computer hard drive containing an anonymous unique identifier accessible by the website that placed it there.
“Processor” means the entity which processes Personal Data on behalf of the Controller.
“Services” means Financesandtaxes.com website
“Store Information” means information about a store, its products, and its architecture.
“Usage Information” means information collected when you interact with the Services, including functionalities accessed, pages visited, and other interaction data.
“User” means an entity or person that interacts with the Financesandtaxes.com website.
2. Information We Collect and Duration.
2.1 Information Collected from Visitors. When visitors browse our website or engage in communications with us online or offline, we may collect and control incendiary Browser Information, Contact Information, and Usage Information submitted or communicated to us.
2.2 Duration. We will delete any incendiary personal data when it is no longer necessary or which may have been collected, or when you revoke a given consent, if the processing has been based on such consent, or in case you exercise your rights to oppose the processing or to delete your data; notwithstanding that a longer retention period may be established to pursue our legitimate business interests, comply with our legal obligations, resolve disputes and enforce applicable agreements.
3. How We Use Your Information.
3.1 Use of Visitor Information. We may collect or use this information, but should it happen and if needed, we will comply with all legal requirements. We may use this information in other cases where the visitor has given express consent.
4. How We Share Your Information.
4.1 Compliance. If we have a good faith belief that doing so is necessary to comply with applicable law or respond to valid legal process, including from law enforcement or other government agencies or to meet national security requirements.
4.2 Protection. If we have a good faith belief that doing so is necessary to (i) protect the rights or property of financesandtaxes.com, including enforcing the terms governing the use of the Services; or (ii) operate and maintain the security of the Services, including to prevent or stop an attack on our computer systems or networks.
4.3 Service Providers. Financesandtaxes.com may use from time to time third-party cookies in providing services described in this Privacy Policy.
5. Cookies.
5.1 Usage. Financesandtaxes.com and its third-party service provider may use cookies, web beacons, and similar tracking technologies to recognize you when you visit our website, remember your preferences and give you a personalized experience. When you visit our website, we, or the authorized third party, may place a cookie on your device that collects information, including Personal Data, about your online activities over time and across different sites. Cookies allow us to track use, infer browsing preferences, and improve and customize your browsing experience.
5.2 Persistence. We use both session-based and persistent cookies on our websites. Persistent cookies remain on your computer when you have gone offline, while session cookies are deleted as soon as you close your web browser. A website may set a cookie if the browser’s preferences allow it. A browser only permits a website to access the cookies that it has set, not those set by other websites.
5.3 Types of Cookies include: essential cookies which are necessary for our website to work as intended; functional cookies which enable enhanced functionality, like videos and live chat, without these cookies, certain functions may become unavailable; analytic cookies which provide statistical information on site usage which allow us to improve our website over time; targeting and advertising cookies which are used to create profiles or personalize content to enhance your experience.
5.4 Control. It is possible to disable cookies through your device or browser settings, but doing so may affect your ability to use our website. For instance, we may not be able to recognize your computer or mobile device and you may need to log in every time you visit our website. The method for disabling Cookies may vary by device and browser, but can usually be found in preferences or security settings.
5.5 Other Resources. To find out more about cookies, including how to see what cookies have been set and how to manage and delete them, visit allaboutcookies.org or aboutcookies.org.
6. Information Protection.
6.1. We maintain administrative, technical, and physical security measures designed to provide reasonable protection for Personal Data against unauthorized access, disclosure, alteration, loss, and misuse. The ways we do this include (i) using Secure Sockets Layer (SSL) software, which encrypts information you input during transmission; (ii) maintaining physical, electronic, and procedural safeguards in connection with the collection, storage, and disclosure of Personal Data. Unfortunately, no method of Internet use, data transmission, or electronic storage is completely secure, so we cannot guarantee the absolute security of Personal Data.
6.2 We are not responsible for protecting Personal Data shared with a third-party based on an account connection that you have authorized.
7. Accountability and Safeguards for Onward Transfer.
7.1 Data Processors. We will share or disclose limited Personal Data to the aforementioned third parties.
7.2 Remedial Measures. If we learn Personal Data is not protected according to our contract or is being processed beyond your consent, we will take reasonable steps to protect your information and/or cease its illegitimate processing.
7.3 Privacy Shield. We provide services around the world. To provide the Services, it may be necessary to transmit Personal Data outside of the country, state, or province where the data was received. While the EU-U.S. Privacy Shield Framework and the Swiss-U.S. Privacy Shield Framework may no longer be used or relied upon for the transfer of personal information, we will continue to comply with all EU-U.S. Privacy Shield Framework and Swiss-U.S. Privacy Shield Framework obligations. In compliance with the Privacy Shield Principles, we commit to resolving complaints about our collection or use of your personal information.
We have further committed to refer unresolved Privacy Shield complaints to the Better Business Bureau (BBB) an alternative dispute resolution provider located in the United States. If you do not receive timely acknowledgment of your complaint from us, or if we have not addressed your complaint to your satisfaction, please visit https://bbbprograms.org/programs/all-programs/bbb-eu-privacy-shield for more information or to file a complaint. The services of the Better Business Bureau (BBB) are provided at no cost to you. Complaining parties may also, in absence of a resolution by financesandtaxes.com and Better Business Bureau (BBB), seek to engage in binding arbitration through the Privacy Shield Panel.
7.4 Standard Contractual Clauses. For third-country transfers outside the EU/EEA, we also use the Standard Contractual Clauses adopted by the EU Commission as an adequate level of protection.
8. Legal Basis for Processing (EU visitors only).
8.1 Lawful Basis. We collect Personal Data from you only where (i) necessary for a specific purpose such as to perform a contract with you, (ii) the processing is in our legitimate interests and not overridden by your rights, or (iii) we have your consent. In some cases, we may also have a legal obligation to collect personal information from you or may otherwise need the personal information to protect your vital interests or those of another person.
8.2 Notice. If we ask you to provide personal information to comply with a legal requirement or to perform a contract with you, we will make this clear at the relevant time and advise you whether the provision of your personal information is mandatory or not, as well as of the possible consequences if you do not provide your personal information.
8.3 Legitimate Interest. If we collect and use your personal information in reliance on our legitimate interests (or those of any third party), we will make clear to you at the relevant time what those legitimate interests are. For instance, we may rely on our legitimate interests when responding to your queries, improving and personalizing the Services or undertaking marketing (when we can do so in accordance with our legitimate interest), or for the purposes of detecting or preventing illegal activities (e.g. checking your identity, fraud prevention).
9. Your Choices.
9.1 Generally. You can exercise rights over your Personal Data against the Controller. We provide reasonable steps to allow you to access, rectify, erase, port, or restrict the use of your Personal Data. You have the right to object to the use of your Personal Data at any time, subject to applicable law. When the collection is based on your consent, you have the right to withdraw consent at any time, without affecting the lawfulness of processing based on consent before its withdrawal by applicable law. If applicable by national law, you have the right to lodge a complaint with a supervisory authority if you believe that the processing of your personal data relating infringes your rights.
Requests for deletion of Personal Data may adversely affect our ability to serve you.
10 Children/ U.S. Children’s Privacy.
The Services are not directed to users below the age of 18 years or the equivalent minimum age in the relevant jurisdiction. Finances andtaxes.com does not knowingly collect the Personal Data of children under the age of 13 in the U.S. and 16 in the EU. If you are a parent or guardian and believe financesandtaxes.com collected information about a child, please contact or email us and we will take steps to delete the information as soon as possible.
11. California Consumer Privacy Act (CCPA)
11.1 Generally. The California Consumer Privacy Act (“CCPA”) requires us to provide California residents with some additional information about the categories of personal information we collect and share, where we get that personal information, and how and why we use it.
11.2 Categories of Information Collected. The CCPA requires us to provide a list of the “categories” of personal information we collect, as that term is defined in the law. In the last 12 months, we collected the following categories of personal information from California residents, depending on the Services used: (a) identifiers (like device and online identifiers); (b) internet or other electronic network activity information (such as your usage of the Services;(c) geolocation data (such as your location based on your IP address)
11.3 Your CCPA Rights. If you are a California resident, you have additional rights under the CCPA, subject to any exemptions provided by the law, including the right to (a) request to know the categories of personal information we collect, the categories of business or commercial purpose for collecting and using it, the categories of sources from which the information came, the categories of third parties we share it with, and the specific pieces of information we collect about you; (b) request deletion of personal information we collect or maintain; (c) opt-out of any sale of personal information; and (d) not receive discriminatory treatment for exercising your rights under the CCPA.
11.4 No Sales. We have not sold any personal information of consumers, as those terms are defined under the California Consumer Privacy Act.
11. Updates.
We may update this Privacy Policy from time to time in response to changing legal, technical or business developments. When we update our Privacy Policy, we will take appropriate measures to inform you, consistent with the significance of the changes we make. We will obtain your consent to any material Privacy Policy changes if and where this is required by applicable data protection laws. You can see when this Privacy Policy was last updated by checking the “Date of Last Revision” date displayed at the top of this Privacy Policy.